Developer

To get your Live credentials (apiuser, apikey), you need to create a service in your Fapshi dashboard. Here’s how:

1. Log in to your Fapshi dashboard.
2. In the side menu, go to the Merchants dropdown.
3. Click “New Service”.
4. Fill in the required details:
   • Service name (e.g. the name of your app or website)
   • Domain name (the domain you own or intend to use) — you can use one you don’t yet own, but avoid using Fapshi’s domain (e.g. don’t use fapshi.com itself).
5. Once the service is created, at the bottom of the dashboard/service page, your apiuser and apikey for that service will be displayed. Copy these carefully. They are sensitive, especially the apikey.
6. Store the credentials securely (e.g. in an environment file or secure vault). Don’t hard-code them or commit them in public repos. Rotate keys if needed.

⚠️ Note: In Live mode, the payout/disbursement function may be off by default. You might need to contact Fapshi support to activate it once you’ve tested in the sandbox and are ready.

When you're ready to go live — i.e. start processing real payments via Fapshi instead of just testing — you need to make a few changes. These are the steps:

Once those changes are made, your integration should be running in “live mode” — real transactions, real money, etc.

Direct Pay lets you collect payments directly on your platform with the Fapshi API. To activate it for live transactions, you must apply through Fapshi Support.

Prerequisite

Before applying, you must first implement Direct Pay in Sandbox mode on your platform and ensure it works correctly. This is required to demonstrate your integration before activation in live mode.

How to Apply

To request Direct Pay activation, send an email to support@fapshi.com with the following details:

1. Your personal and business information
   • Your full name
   • Your Fapshi account email
   • Your business name (as registered on Fapshi)

2. Description of your platform

• Explain clearly how your platform works (or how it will work once launched).

3. Platform type

• State if it’s a web application or a mobile application.

4. Sandbox testing

• Confirm whether you have already implemented your solution using the sandbox environment.

5. Reason for choosing Direct Pay

• Explain why you prefer Direct Pay instead of Initiate Pay. Check this article to know the difference between direct pay and initiate pay:
  https://www.fapshi.com/en/help-and-support/direct-pay-vs-initiate-pay-all-you-need-to-know

6. Provide the Live API User ONLY of your collections service. NEVER SHARE YOUR LIVE API KEY!

Important Notes

• Please make sure to answer all the questions in your email. This will speed up the review and processing of your request.
• If any details are missing, Support may ask for additional clarification, which can delay your activation.

✅ Once your request is reviewed and approved, Fapshi Support will activate Direct Pay for your account in live mode, allowing you to process real payments.