Account

To receive payouts via a bank account, you must set your bank details on your dashboard.

To add a bank account

• Go to Payouts, select Request a bank transfer. If you have not yet set your bank details, you'll be able to do so. Otherwise, you can edit the details.
• You will be prompted to re-enter your password.
• Enter bank account details and save. Ensure the account number, routing number, and name match your bank statement

On the Mobile App, open Settings > Payout Settings > Add a bank account for payouts.

To get your Live credentials (apiuser, apikey), you need to create a service in your Fapshi dashboard. Here’s how:

1. Log in to your Fapshi dashboard.
2. In the side menu, tap Developers.
3. Click “New Service”.
4. Fill in the required details:
   • Service name (e.g. the name of your app or website)
   • Domain name (the domain you own or intend to use) — you can use one you don’t yet own, but avoid using Fapshi’s domain (e.g. don’t use fapshi.com itself).
5. Once the service is created, open the service. Your apiuser and apikey for that service will be displayed; Sandbox under Sandbox and Live under API. Copy these carefully. They are sensitive, especially the apikey.
6. Store the credentials securely (e.g. in an environment file or secure vault). Don’t hard-code them or commit them in public repos. Rotate keys if needed.

⚠️ Note: In Live mode, direct pay and the payout/disbursement function may be off by default. You might need to contact Fapshi support to activate it once you’ve tested in the sandbox and are ready.

What is the Fapshi PIN?

Your Fapshi PIN is a 5-digit code used to authorise any money leaving your account, including:

• Transfers to other Fapshi users
• Payouts to Mobile Money or bank accounts
• Bulk payments

You must set your PIN before using these features.

💻 Set Your PIN via Dashboard

Step 1: Log into your Fapshi dashboard
Step 2: Click the Create button in the top-right corner and choose:
“A pin (transfers and payouts)”
Step 3: Enter your 5-digit PIN and click Submit

📱 Set Your PIN on the Mobile App

Step 1: Open the Fapshi mobile app
Step 2: Go to Settings → Security → Set PIN
Step 3: Enter your 5-digit PIN and confirm

🚫 Do Not Share Your PIN!

Never share your PIN with anyone — not even a Fapshi team member.
Your PIN protects your money. If someone has it, they can drain your account.
Fapshi will never ask for your PIN.

If you forget your PIN, check the Forgot PIN Guide to change it.

If our system flags your account and your account is suspended or blocked, be assured that it's not a mistake and we must take the necessary time to do thorough review to come up with the best decision (for you, us, and your clients)

However, here's what you should do:

1. Check your email: You should have received an email from our team explaining why your account was blocked.
2. Reply to the email with valid proof: Respond directly to that email with clear and verifiable evidence explaining:
   • Why you believe your account should be unblocked.
   • What your business does, in as much detail as possible.
   • How and for what purpose you use Fapshi.

3. Wait for review: Our compliance team will assess the information and respond within a few business days.

Providing accurate, honest, and complete details increases the chances of your account being restored.

Fapshi maintains a strict commitment to platform integrity, and we have a zero-tolerance policy for fraudulent behavior. We will continue to take all necessary steps to protect the safety and trust of our community.

We also reserve the right to pursue any legal actions as we see fit. So, to avoid any such scenarios, DO NOT USE FAPSHI FOR FRAUDULENT ACTIVITIES. Visit our terms and conditions here to know the kind of activities that are considered illegal.

If you ever notice suspicious activity or need clarification on our policies, please don’t hesitate to reach out to us via compliance@fapshi.com.

If you’ve forgotten your PIN or suspect someone else knows it, you can request to reset it securely through our support system.

🔄 How to Reset Your PIN

Download and open the Fapshi Mobile App.

Go to Settings → Feedback, Help & Support → Forgot your Fapshi PIN?
Follow the prompts to submit a reset request.

🚫 Do Not Share Your PIN!

Never share your PIN with anyone.
Even Fapshi staff will never ask for your PIN.
Anyone with your PIN can access your funds.

When you receive payments through the Fapshi API, the funds are stored in your service balance. Here’s how to check and manage it:

1. Checking Your Service Balance

• On the Web Dashboard
  1. Log in to your Fapshi dashboard.
  2. Select the specific service you want to view.
  3. Open the Balances section to see the funds collected.
• On the Mobile App
  1. Open the Wallets screen.
  2. Select the service you want to view.
  3. Your balance for that service will be displayed.

2. Transferring Your Balance

• You can transfer your service balance to your main balance to withdraw it.
• You can also transfer money between services, for example:
  • From your collections service → to your disbursement service.

✅ By checking your service balance regularly, you’ll always know how much you’ve collected and can manage funds efficiently across your services.